Investment advice:
1) the months of december, january, and febuary have shown in the past the highest spike in prices of any other time of year (in contrast to the summer months which have the lowest prices), so you are in as good a position as any to turn small savings into big ones without killing yourself playing games or chatting in forums. in fact, that's the worst way to invest your time on gaia. instead, play the ZOMG game and sell everything you get in that game
2) don't buy anything in the shops because almost always you'll find a better price in the marketplace
3) click all the daily chance things every day (it actually adds up, and often they give you fish for the aquarium) and start an aquarium to get an item from the aquarium overseer every day (i have gotten 400 gold a couple of times, and nothing less than 100 gold)
4)make more than one account and click the daily chance and aquarium overseer every day in those accounts too
5) if you have anything you don't really want, sell it now before it's too late, the point is to accumulate over 40,000 (approximately)
6) invest in one of these items, they are guaranteed to go up at least 20% before valentines day (and make sure you sell them before then):
-pixie
-dreamer's dust
-red nose reindeer mask (make sure you sell this before christmas, it drops to at least half its value after christmas)
-winter rose
-fallen wish
-herme's moon
-biancamella
if you try and buy these later than a week from now, you're pushing your luck.
7) wait to buy inari's beads until the summer time. i know it looks like they're just going to keep going up forever, but trust me, they won't. come late spring early summer, their value will likely drop at least 100,000 and by then you'll be rich enough to afford them
I hope this helps.
Kiwi_Kyra Community Member 
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